Neal Ringquist
17 posts
Neal Ringquist is executive vice president of sales and marketing for Retirement Clearinghouse. Retirement Clearinghouse provides services that enable unbiased collaboration between retirement plan sponsors, participants, record-keepers, service providers and regulators to facilitate portability and promote consolidation, which create better outcomes for all stakeholders.
Good Intentions, Bad Outcomes For Small 401ks
On February 3, 2017 the U.S. Chamber of Commerce released “Securing America’s Retirement,” their legislative road-map aimed at…
February 17, 2017
A Successful Strategy for 401k Plan ‘Roll-Ins’
As 2016 draws to a close, most observers will reflect upon the events that have dominated retirement industry…
December 12, 2016
A Hidden Gem in Recent 401(k) Report
A new report is receiving a lot of attention, but one important point has been largely overlooked. On…
September 22, 2016
Fines Skyrocket for 401k Plan Sponsors Over Lost Participants
In November of 2015, Congress enacted the “Federal Civil Monetary Penalties Inflation Adjustments Act” to (what else?) apply inflation…
September 20, 2016
Does 401(k) ‘Auto Portability’ Really Work?
For years, 401(k) plan sponsors and record-keepers have received research findings discussing the harm caused by participants cashing…
September 8, 2016
Why Small Balance 401k Distributions Are Falling Through the Cracks
According to the recently released 2016 Willis Towers Watson U.S. Retirement Governance Survey, a major trend in retirement planning…
August 23, 2016
How to Curb 401k Cash-Out ‘Leakage’
Cash-out leakage from 401ks–the premature withdrawal of retirement savings for non-retirement expenses–is a persistent problem in the retirement…
August 4, 2016