Browsing Tag
Defined Contribution Plan (DC Plan)
402 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
ADP Launches PEP with Embedded Payroll, Recordkeeping Integration
New “Save4Retirement” Pooled Employer Plan designed to cut costs and complexity
TIAA Broadens Access to Financial Advice with Latest Campaign
The rebrand aims to help educators, healthcare workers, researchers, and public servants “across all life stages” prepare for retirement
Sens. Cassidy, Kaine Honored as ‘Champions of Retirement Security’
Insured Retirement Institute bestows 2025 award to Senate HELP Committee members who partnered on bipartisan retirement bills
401GO Raises $33 Million in Series B Funding to Expand Advisor and Embedded Partner Ecosystem
Fundraise will allow firm to scale in-house technology to meet growing partner demands
Higher Returns, More Active Management Add Complexity to Private Investments in DC Plans
With regulatory barriers to private investments in 401(k) plans being lowered, advisors are beginning to gauge risks and plot paths to navigate the complexities, fee structures and potential fiduciary liabilities before moving down that road
A Third of Fidelity 401(k)s Have Adopted Auto Portability
Fidelity’s Q3 2025 Retirement Trends Report also shows rising interest in Roths, record-high average account balances
Bold Reforms Needed to Close ‘Guarantee Gap’ Jeopardizing Retirement Security
TIAA maps out reforms, convenes FUTUREWISE conference to spotlight solutions
BofA Launches ‘401k Pay’ Digital Solution for Retirement Income
New resource available Nov. 17 focused on converting 401(k) account assets into retirement income
IRS Announces 2026 401(k) Contribution Limit Increases to $24,500; IRA Limit Up to $7,500
Full official retirement plan contribution limits for next year released today in Notice 2025-67
DC Plan Sponsors to Focus on Financial Wellness, Compliance and Cutting Costs in 2026
New Mercer report shows sponsors actively exploring innovative plan designs and advanced investment solutions, such as PEPs and AI strategies