Many retirees are enjoying a secure retirement, but many pre-retirees envision that the “dream retirement” is becoming more elusive. The 2018 Retirement Preparedness Study explores the challenges facing Americans as they move toward retirement. Generational differences in approaches to retirement planning reflect each generation’s perspectives, experiences, and length of time to retirement. What are Millennials, Gen X-ers and Baby Boomer pre-retirees currently doing to prepare for retirement? Are their current actions aligned with their retirement goals and expectations? The study explores the answers to these questions and more.