Why Forced 401k ‘Rothification’ is Likely Harmful
The new administration is proposing a major tax reform that would simplify tax brackets and reduce tax rates. To balance the budget, however, tax revenue…
Fiduciary
Further Fiduciary Rule Delays Will Cost How Much?
Left-leaning Economic Policy Institute is banging the fiduciary drum, claiming further delays in full implementation of the DOL’s Conflict of Interest Rule will cost retirement…
The Risk of 3(38) Fiduciary ‘Flexibility’
There are many reasons that a plan sponsor and/or a plan advisor would look to engage an investment manager under section 3(38) of ERISA. The…
Will High 401ks Fees Return?
Did they ever leave? Recent court cases and greater 401(k) plan participant awareness have placed distinctly downward pressure on retirement plan fees. However, in a bit of a clickbaity headline, CNBC (somewhat) examined “Why high 401(k) fees…
Rollovers
Why Forced 401k ‘Rothification’ is Likely Harmful
The new administration is proposing a major tax reform that would simplify tax brackets and reduce tax rates. To balance the budget, however, tax revenue…
How to Save Time Comparing 401k Rollover Fees
Ridiculously Bad Advice on the 4 Percent Retirement Rule
The 401K Practice
3 Tips for Better 401k Plan Cybersecurity
Everyone, it seems, is concerned about cybersecurity, and with good reason. Each week seems to bring a new round of headlines, making it clear that…
How Did Women Score in a Basic Retirement Income Quiz?
A Key to Foil 401k ‘Financial Armageddon’
Client Acquisition
Young 401k Participants are Worried, Here’s Why
Surprise (or not)—what Millennials say isn’t what they necessarily do. A generation that claims money isn’t as important as quality of life is nonetheless lying…
Millennials: Using 401k Plan Design, Education to Support Different Dreams
What it Takes to be a 401k ‘Super Saver’
Investments
Major ‘Misalignment’ Found in Use of Strategic Beta
Major misalignments exist in the use of strategic, or smart, beta. Providers are positioning it as an alternative to passive strategies, while advisors are actually…
401ks Show Signs of ‘Sudden Wealth Syndrome’
