President Trump’s 2026 State of the Union announcement of a new retirement plan for workers without 401(k) access could mark one of the most significant shifts in U.S. retirement policy in years. The proposal—featuring a federal matching contribution of up to $1,000 annually—raises important questions about structure, funding, administration, and interaction with existing laws like SECURE 2.0.
This page serves as 401(k) Specialist’s central hub for ongoing coverage, analysis, and industry reaction to the proposal as more information emerges.