Why Recent 401k Regulation Implosions Are ‘Great’

 

We’d be lying if we didn’t say we’re surprised.

This video titled “2018 Fi360 Conference – Richard Carpenter, USVI Pensions” is a short interview conducted by 401k Specialist, during the Fi360 Conference in San Diego. The interviewee, Richard Carpenter from USVI Pensions, discusses the implications of the fiduciary rule going away.

Key Points:

  1. Fiduciary Rule Discussion: Carpenter expresses a positive outlook on the fiduciary rule being removed, arguing that it allows true fiduciaries to differentiate themselves in the market, rather than forcing everyone to comply with the standards.
  2. Competitive Advantage: Carpenter emphasizes that those who truly follow fiduciary standards can now claim a competitive advantage by openly demonstrating their commitment to these principles, rather than being lumped together with others who might not fully adhere to them.
  3. Impact on Business Practice: He discusses how this change benefits his consulting practice, allowing him to better serve clients by focusing on the differentiation between genuine fiduciaries and others in the industry.
  4. Reception of the Message: The message of the fiduciary rule’s removal has been well received, and Carpenter believes it will refocus the industry on maintaining high standards beyond just the regulatory minimum.
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