8. Pearl City, Hawaii
Pearl City is an unincorporated community in the ʻEwa District and City & County of Honolulu on the island of Oʻahu. It sits along the north shore of Pearl Harbor. As of the 2010 census, Pearl City had a population of 47,698 according to Wikipedia.
• % of population 65+: 25.1
• Annual expenditures as a homeowner: $89,695
• 2024 home value: $967,106
• Yearly mortgage cost: $61,084
• Annual grocery cost: $6,701
• Annual healthcare cost: $7,668
• Annual utilities cost: $7,549
7. Palm Springs, Calif.
Palm Springs is a desert resort city in Riverside County, within the Coachella Valley. The city is noted for its mid-century modern architecture, design elements, arts and cultural scene, and recreational activities. The population of Palm Springs was 44,575 as of the 2020 census, but because Palm Springs is a retirement location and a winter snowbird destination, the city’s population triples between November and March, according to Wikipedia.
• % of population 65+: 33.2
• Annual expenditures as a homeowner: $89,863
• 2024 home value: $1,064,304
• Yearly mortgage cost: $67,223
• Annual grocery cost: $4,802
• Annual healthcare cost: $6,582
• Annual utilities cost: $4,825
