6. Cerritos, Calif.
Cerritos is a city in Los Angeles County, and is one of several cities that constitute the Gateway Cities of southeast Los Angeles County. Living in Cerritos offers residents a sparse suburban feel and most residents own their homes, but it is also sports the sixth-highest cost of living among 273 cities in the U.S. As of 2019, the population was 49,859 according to Wikipedia.
• % of population 65+: 25.5
• Annual expenditures as a homeowner: $92,771
• 2024 home value: $1,092,307
• Yearly mortgage cost: $68,992
• Annual grocery cost: $4,965
• Annual healthcare cost: $6,537
• Annual utilities cost: $4,215
5. Mililani, Hawaii
Mililani is located near the center of the island of Oʻahu in Honolulu County, largely considered a bedroom community for Honolulu. It consists of two census-designated places, Mililani Town, with a population of 28,121 at the 2020 census, and Mililani Mauka, with a 2020 census population of 21,075, according to Wikipedia.
• % of population 65+: 25.4
• Annual expenditures as a homeowner: $93,389
• 2024 home value: $1,026,769
• Yearly mortgage cost: $64,852
• Annual grocery cost: $6,687
• Annual healthcare cost: $7,668
• Annual utilities cost: $7,345
