4. Novato, Calif.
Novato is a city in Marin County, situated in the North Bay region of the Bay Area located approximately 29 miles north of San Francisco and 37 miles northwest of Oakland. It is 43% more expensive to live in than the national average and 5% more expensive than the average city in California. At the 2020 census, Novato had a population of 53,225 according to Wikipedia.
• % of population 65+: 25.0
• Annual expenditures as a homeowner: $99,570
• 2024 home value: $1,198,683
• Yearly mortgage cost: $75,710
• Annual grocery cost: $5,368
• Annual healthcare cost: $8,302
• Annual utilities cost: $4,041
3. Seal Beach, Calif.
Seal Beach is a coastal city located in the westernmost corner of Orange County, known for a long history of surfing and a majority of the city’s acreage being devoted to the Naval Weapons Station Seal Beach military base. As of the 2020 census, the population was 25,242 according to Wikipedia.
• % of population 65+: 43.7
• Annual expenditures as a homeowner: $117,197
• 2024 home value: $1,502,206
• Yearly mortgage cost: $94,881
• Annual grocery cost: $5,128
• Annual healthcare cost: $7,042
• Annual utilities cost: $4,134
