401k Specialist – Inaugural Issue

Features

FIDUCUARY: The Fight for Low Fees
If John Bogle and Tony Robbins seem like an industry odd couple, it’s because they are. But they came together in our inaugural cover story to trumpet their message in common—the importance of low fees in 401(k)s.

INVESTMENTS: TDF Innovation – The Latest and Greatest Once they were loathed, now they are loved. Who’s on top with target date funds? We team with Morningstar to survey the very best.

ROLLOVERS: Why the Time is Right for Rollovers
No time to lose. Fifty-one percent of affluent investors with a balance in a former employer’s plan expect to roll it into an IRA in the next 12 months. It’s a huge opportunity, and a huge challenge. We speak with top advisors about how to capitalize now.

CLIENT ACQUISITION: Goodtime Charlie One of the rewards (yes—rewards) of involvement in the 401(k) industry is client events. Charlie Epstein does it right. Here’s how to have fun while connecting with new business opportunities.

The 401(k) PRACTICE: How to Sharpen Your 401(k) Skills Whether you’re firmly established or just starting out, the increasingly complicated nature of the retirement plan marketplace makes staying up to speed more important than ever.

Columns

401(k) Client Connection
Aliso Viejo, California-based Vince Giovinazzo, president of NFP Retirement and Retirement Plan Advisory Group, explains why it’s time to get excited about the latest evolution in the plan participant experience.

401(k) Advisor Voice Surprise—famed University of Chicago behavioral economist Richard Thaler also manages money, and he’s wildly successful at it. He turns his keen eye to football, faculty offices and 401(k)s in his latest book, Misbehaving: The Story of Behavioral Economics. He clues us in on the important points.

401(k) Investment Insight Morningstar’s David Blanchett and Nathan Voris detail one of the biggest mistakes in 401(k) investing, one we never seem to learn. What is it and why is it potentially devastating to participant returns?

401(k) Provider Perspective A defined prudent investment process consistently boils down to simply having good practice management systems in place. Mario C. Giganti, an owner and chief investment o icer of Cornerstone Capital Advisors, tells us what exactly that means.

401(k) The Close You can’t beat them, and you shouldn’t even try. Fiduciary rule changes in some form or another are inevitable; just accept it. ERISA expert Ary Rosenbaum ticks off a few items from which retirement plan advisors can benefit.