Browsing Category
Topics
330 posts
401(k) Specialist stands out as the go-to source for hot topics surrounding 401(k) plans, catering to those who seek the latest and most impactful discussions in the retirement planning sphere. It provides timely, in-depth analysis on emerging trends, legislative changes, and innovative strategies that are shaping the future of retirement savings. By featuring expert commentary and critical insights, 401(k) Specialist not only informs but also engages its audience in meaningful conversations about improving 401(k) outcomes. For anyone looking to stay ahead in the rapidly evolving world of 401(k) planning, this magazine is an indispensable resource, constantly at the forefront of industry hot topics, developments and debates.
Custom Target Date Funds Need Personalization
Ron Surz says the critical requirement for an effective customized solution is sound risk management along personalized glidepaths
80% of Older Americans Cannot Afford a Financial Emergency
New findings from the National Council on Aging found Americans aged 60 and up cannot afford to pay for a financial emergency like long-term care
The ‘Smart’ Thing to Do with a Refund of 2023 Taxes
No, not your 2022 tax refund; yes, the 2023 tax refund workers will receive a year from now! Jack Towarnicky has advice on the subject for 401(k) plan sponsors
Mandated Fee Disclosures: Participants Pay … But Get Little in Return
What would you change?
Maximize Outcomes, Not Incomes (‘Die with Zero’)
Pre-retirement planning for workers retiring in the second half of the 21st Century
DOL’s Lifetime Income Illustration Flaws Will Back Sponsors into a Corner
By mandating Illustrations that don’t provide a proper estimate of future retirement income, James Kavanagh argues the DOL has created a dilemma for plan sponsors
Retirement Plan Coverage to See Massive Growth by 2026
The increase will especially be prevalent among small businesses, predicts a new report by Transamerica
A Modest Proposal for Just Two Target Date Fund Benchmarks
As in "safe" vs. "risky"—and Ron Surz recommends using them to focus exclusively on performance in the Risk Zone
Who Suffers the Most in an Investment Market Crash?
Ron Surz says the pain meter is highest in the retirement “Risk Zone” when both rich and poor suffer the most
A Renaissance for Auto Enrollment
Thanks to two recent developments, Tom Hawkins says auto enrollment is poised to enter its final phase of growth