Coastal Montenegro

Montenegro’s Adriatic coastline combines breathtaking beauty and affordability. Warren and Julie Knox, expats living in the region, highlight its appeal: “Sea-view apartments start at just $450 a month, and fresh seafood is abundant and inexpensive.”

“Montenegro offers all the charm of neighboring Croatia but without the hefty price tag,” they add. With its growing expat community, outdoor activities like hiking and snorkeling, and a visa system favorable for non-EU visitors, Montenegro is a retirement destination on the rise.

Northern Portugal

Nestled between Spain and the Atlantic Ocean, Northern Portugal’s picturesque towns offer retirees affordable living and authentic Portuguese charm. “Daily life here embraces simplicity and community. Start your day with an espresso at a local café, and you’ll feel at home in no time,” said Terry Coles.

“Rental prices in Northern Portugal range from $530 to $750 per month, and a couple can live comfortably on $2,000 per month,” Coles added. With vibrant festivals and warm, welcoming locals, Northern Portugal is a hidden gem worth exploring.

Next page: The Southern Zone, Costa Rica and The Peloponnese, Greece