As an ERISA/Employee Benefits compliance and planning attorney, Jack Towarnicky has over forty years of experience in human resources and plan sponsor leadership roles. Jack's expertise has afforded him several invitations to present at various national conferences: World at Work, International Foundation of Employee Benefit Plans, Council on Employee Benefits, Academy of Behavioral Finance & Economics, Disability Management Employer Coalition, Society of Actuaries, Society for Human Resources Management.
Jack has also provided several testimonies to the Department of Labor, Employee Benefits Security Administration, and authored several publications.
Attracting ‘Top Talent’ With Peanut Butter
Whether you offer smooth or chunky style, Jack Towarnicky says benefits are not a differentiator of talent
The 401(k) ‘Race’ is a Marathon
Most can’t sprint their way to retirement, says Jack Towarnicky
Trump is No Franklin, But…
Jack Towarnicky explains why he is super excited about the opportunity and possibilities from the new child accounts
Prediction: A Bleak Retirement for Generation Beta?
Ben Franklin showed how to easily avoid that outcome – but only if YOU act now!
Voldemort and Your 401(k)
A Post-Mortem on the Benartzi-Adams “Debate”
More Leakage – Deeper in Debt!
Why Congress’ decision to increase liquidity via new distribution options increases leakage and impedes retirement preparation
Senate Committee Agrees that Social Security is Essential—Not Much Else
Opinion: Why Wednesday’s Senate HELP Committee hearing missed the mark—wrong issue, wrong committee
Back to the Future: Conduit (Roth) IRAs
Before “dashboards,” GAO should embrace the Conduit (Roth) IRA—A superior solution for consolidating retirement savings
After SECURE 2.0: Rethinking Roth 401(k) vs. Roth IRA
No controversy—Roth 401(k) and Roth IRA are still “better together”
Retirement Preparation Without Tax Preferences? Part 2
Jack Towarnicky disputes the premise that tax preferences for workplace retirement plans do little to increase retirement saving