James Kavanagh is the President of InjAnnuity Inc. Ormond Beach, Fla. Mr. Kavanagh has over 30 years experience in actuarial software design and programing for Life and Annuity products, with special emphasis in the Deferred Annuity area using stochastic methods for projections, cash flow, pricing and valuations.

James Kavanagh has also authored several published articles on financial technology for evaluating annuity and investment portfolios (DC and 401(k) ) and is the author of the public-domain BI-SEM (Best Interest - Simulation Evaluation Method) used to illustrate and evaluate portfolios.