With more than 20 years serving financial markets, John Sullivan is the former editor-in-chief of 401(k) Specialist and Investment Advisor magazine and retirement editor of ThinkAdvisor.com. Sullivan is also the former editor of Boomer Market Advisor and Bank Advisor magazines, and has a background in the insurance and investment industries in addition to his journalism roots. Experienced financial services content executive specializing in creative new media delivery. He joined the American Retirement Association in 2023 as Chief Content Officer, overseeing communications for the organization, as well as its sister organizations.
What Would Happen if 401(k)s Went Away?
Do we really need 401(k)s and similarly designed employee-retirement plans? Is there anything better? What would happen if…
Smaller 401(k) Plans Have A LOT More Problems Than Larger Plans
Common sense might suggest that larger 401(k) plans face more significant challenges than those of small businesses. Yet,…
Depressing Report Finds Many Retirees Will Outlast Savings
Retirees in six major economies can expect to outlive their savings by years, according to a new report…
The Physical Toll of Financial Stress
We’re increasingly stressed about reports about stress. The Merrill Edge is the latest, which finds that our financial…
ERISA 3(38) and 3(21)—What’s the Difference?
Is it surprising or scary that too many 401k advisors are still unfamiliar with ERISA terms like 3(38),…
Massachusetts Regulator Proposes Fiduciary Rule
Frequent SEC Reg BI critic William Galvin, Secretary of the Commonwealth of Massachusetts, announced Friday that his Securities…
Why 401(k) Advisors, Sponsors NEED an ERISA Attorney
References to the hilariously un-PC movie Airplane set the stage for That 401(k) Conference at Coors Field in…
Fixed Income Once Again Favored in 401(k) Trading Factors
The “flight to safety,” in a sense, continues. A declining month on Wall Street saw increased trading activity…
Ancient Rolling Stone Rockers Team with Annuities on Latest Tour
The Rolling Stones have made it clear they’ll never retire, so we’re not sure about the messaging. The…
Scary Numbers About Retirement Saving
Be afraid, be very afraid. Lack of retirement savings paints a disconcerting picture about financial preparedness in America,…