The Best Qualified Default Investment Alternative for Pooled Employer Plans
This 401(k) Specialist article introduces Pooled Employer Plans (PEPs) as follows: Pooled Employers Plans were born out of…
ZIRP Danger: Zero Interest Rate Policy Impact on What’s Ahead
Last week, 401(k) Specialist published Institutional Investors Both Optimistic, Pessimistic Post-Pandemic. I believe that paranoia is more appropriate…
Baby Boomers Beware: The Next 401k Scandal is Here
Most are familiar with the excessive fee scandal in 401k plans, as documented in books like David Loeper’s…
How Target Date Fund Glide Paths Compare Around the World
Target-Date Fund (TDF) glide paths are different around the world for reasons I’ll explain. A recent Congressional inquiry…
A Target-Date Fund Recommendation to Congress
On May 6, 2021 Senator Patty Murray, D-Wash., Chair of the Health, Education, Labor, and Pensions (HELP) Committee,…
Why the Best Performing 401(k) Target-Date Funds are Riskiest
Several years ago, I developed a Prudence Score for target-date funds as an alternative to Morningstar and fi360…
A Response to a Congressional Request to Review Target Date Funds
On May 6, 2021, Senator Patty Murray, D-Wash., Chair of the Health, Education, Labor, and Pensions (HELP) Committee,…
A Bursting Bubble’s Effect on the 401k
It would appear that nothing can pop the current stock market bubble, but there is one pretty straightforward…
An In-depth Report on Target Date Fund Glide Paths: Introducing Prudence Scores
Asset allocation is the primary determinant of investment performance and risk. Many say asset allocation explains more than…