Ron Surz is president of PPCA Inc and its DBA Target Date Solutions (TDS), co-host of the Baby Boomer Investing Show (BBIS), creator of Soteria SaaS, and author of the books “Fixing Target Date Funds” and "Baby Boomer Investing in the Perilous Decade of the 2020s." TDS licenses target-date fund usage of Ron’s patented Safe Landing Glide Path® (SLGP) that actually protects beneficiaries as they approach retirement. Individual investors can follow the SLGP at Age Sage, an educational interactive website. The BBIS educates Baby Boomers on the risks and rewards in contemporary investing.
Ron can be reached at Ron@TargetDateSolutions.com.
The Ideal Glidepath for Target Date Funds
The $3 trillion target-date fund (TDF) industry has no official standard, but the de facto standard is the…
The Best Qualified Default Investment Alternative for Pooled Employer Plans
This 401(k) Specialist article introduces Pooled Employer Plans (PEPs) as follows: Pooled Employers Plans were born out of…
ZIRP Danger: Zero Interest Rate Policy Impact on What’s Ahead
Last week, 401(k) Specialist published Institutional Investors Both Optimistic, Pessimistic Post-Pandemic. I believe that paranoia is more appropriate…
Baby Boomers Beware: The Next 401(k) Scandal is Here
Most are familiar with the excessive fee scandal in 401(k) plans, as documented in books like David Loeper’s…
How Target Date Fund Glide Paths Compare Around the World
Target-Date Fund (TDF) glide paths are different around the world for reasons I’ll explain. A recent Congressional inquiry…
The Obvious, If Overlooked, Retirement Crisis Solution
The retirement crisis is real. Most baby boomers have not saved enough. Fully 70% of baby boomers, which…
A Target-Date Fund Recommendation to Congress
On May 6, 2021 Senator Patty Murray, D-Wash., Chair of the Health, Education, Labor, and Pensions (HELP) Committee,…
Why the Best Performing 401(k) Target-Date Funds are Riskiest
Several years ago, I developed a Prudence Score for target-date funds as an alternative to Morningstar and fi360…
A Response to a Congressional Request to Review Target Date Funds
On May 6, 2021, Senator Patty Murray, D-Wash., Chair of the Health, Education, Labor, and Pensions (HELP) Committee,…
A Bursting Bubble’s Effect on the 401(k)
It would appear that nothing can pop the current stock market bubble, but there is one pretty straightforward…