Tom Hawkins is Senior Vice President, Marketing and Research with Retirement Clearinghouse. He oversees all critical operational aspects of this area, including RCH’s web presence, digital marketing, and plan sponsor proposals. In other roles for RCH, Hawkins has performed product development, helped lead the company’s re-branding, evaluated and organized industry data, and makes significant contributions to RCH thought leadership positions.
The Saver’s Match and Auto Portability: A Powerful Combination
Tom Hawkins says combining the power of the upcoming SECURE 2.0 change with the efficiency of auto portability provides a unique opportunity to create a more inclusive, effective retirement savings system
The Accelerating Adoption of Auto Portability: A Market Adoption Theory Perspective
Tom Hawkins says market adoption theory provides a useful framework for explaining why auto portability is on the cusp of becoming a mainstream feature in retirement plans
Dressing Up Traditional Automatic Rollovers
Tom Hawkins explains how the many flaws of traditional automatic rollover IRAs can be overcome with a low-fee transitional safe harbor IRA
4 Compelling Reasons for Plan Sponsors to Adopt Auto Portability
Tom Hawkins shares why it’s OK to be an early adopter as the industry is quickly embracing this new plan feature
The Risky Business of Cashing Out Plan Balances Below $1,000
Tom Hawkins exposes the drawbacks for both plan sponsors and participants
SECURE 2.0’s Saver’s Match: The Promise and The Challenges
Tom Hawkins explores four key themes associated with the impactful SECURE 2.0 provision set to replace the Saver’s Credit for tax years following 2027
The Truth About Old-School Automatic Rollovers
Tom Hawkins explains why new-school automatic rollovers incorporating auto-portability are the future—and why old-school rollovers need to go away
Harness the Power of Retirement Savings Consolidation
Thomas Hawkins of RCH makes the case for consolidation with retirement savings
6 Steps to a Strong Missing Participant Policy
Retirement Clearinghouse’s Tom Hawkins shares keys to building a policy that will fulfill a plan sponsor’s fiduciary duty
America’s Mobile Workforce Meets Their Saver’s Match
Tom Hawkins says the new program is poised to deliver significant benefits for lower-income savers