Dressing Up Traditional Automatic Rollovers
Tom Hawkins explains how the many flaws of traditional automatic rollover IRAs can be overcome with a low-fee transitional safe harbor IRA
4 Compelling Reasons for Plan Sponsors to Adopt Auto Portability
Tom Hawkins shares why it’s OK to be an early adopter as the industry is quickly embracing this new plan feature
The Risky Business of Cashing Out Plan Balances Below $1,000
Tom Hawkins exposes the drawbacks for both plan sponsors and participants
SECURE 2.0’s Saver’s Match: The Promise and The Challenges
Tom Hawkins explores four key themes associated with the impactful SECURE 2.0 provision set to replace the Saver’s Credit for tax years following 2027
The Truth About Old-School Automatic Rollovers
Tom Hawkins explains why new-school automatic rollovers incorporating auto-portability are the future—and why old-school rollovers need to go away
Harness the Power of Retirement Savings Consolidation
Thomas Hawkins of RCH makes the case for consolidation with retirement savings
6 Steps to a Strong Missing Participant Policy
Retirement Clearinghouse’s Tom Hawkins shares keys to building a policy that will fulfill a plan sponsor’s fiduciary duty
America’s Mobile Workforce Meets Their Saver’s Match
Tom Hawkins says the new program is poised to deliver significant benefits for lower-income savers
A More Enlightened Approach to Uncashed Distribution Checks
How auto portability can solve the problem of uncashed checks that draw regulatory scrutiny and could trigger a plan audit
4 Retirement Initiatives Vital to Closing the Racial Wealth Gap
Tom Hawkins says retirement plan sponsors can move the needle by supporting these key retirement initiatives