A Big Problem: Another Leakage Study Reaches the Same Conclusion
Arriving with little fanfare, a recent study prepared by the Staff of the Joint Committee on Taxation, a…
Why the Case for 401(k) Auto Portability Just Got Stronger
The case for auto portability, the new 401k plan default feature that automatically transfers small-balance retirement savings when…
Cracking the Code to True 401k Portability
America’s 401k system, long plagued by friction, produces $92.4 billion of excessive cash-out leakage annually. In recent years…
Consolidating Gains from a 401k Portability Program
When research performed eight years ago reveals that your 401k plan, by turning on portability and consolidation for…
5 Considerations for 401k Sponsors About Missing Participants
The problem of missing participants in employer-sponsored retirement plans is one of the most important, yet perplexing issues…
One Simple Trick to Radically Boost Financial Wellness
As a 401k plan sponsor, how would you like to radically boost your participants’ financial wellness, increase your…
New 401(k) Missing Participant Research Reinforces DOL Guidance
On Jan. 6, Retirement Clearinghouse (RCH) released a study that advances the art and science of locating missing…
Bringing Sunlight to Dark Corners of Safe Harbor IRA Fees
401k plan sponsors know all too well that sunlight—coming in the form of transparent fees and disclosures—is vital…
Far Out: What If Timothy Leary Was a 401(k) Plan Sponsor?
In the 1960s, counterculture guru Timothy Leary urged a generation to “turn on, tune in, and drop out.” …
From Tired to Inspired: A Roadmap for 401k Roll-ins
As I wrote in a previous article, 401k automated portability is an idea whose time has come. To…