Tom Hawkins is Retirement Clearinghouse's Senior Vice President and Chief Marketing Officer, responsible for RCH's marketing and research initiatives, including development of original content, RCH's internet presence, digital marketing and industry research.
Prior to joining Retirement Clearinghouse, Hawkins performed multiple roles at MassMutual Financial Group, including the CEO of MassMutual Japan, Regional Executive / Latin America & Europe, and Division Head, Structured Settlements. At First Union National Bank, Hawkins led the International
Cracking the Code to True 401(k) Portability
America’s 401(k) system, long plagued by friction, produces $92.4 billion of excessive cash-out leakage annually. In recent years…
Consolidating Gains from a 401(k) Portability Program
When research performed eight years ago reveals that your 401k plan, by turning on portability and consolidation for…
5 Considerations for 401(k) Sponsors About Missing Participants
The problem of missing participants in employer-sponsored retirement plans is one of the most important, yet perplexing issues…
One Simple Trick to Radically Boost Financial Wellness
How would you like to boost your participants’ financial wellness, increase plan assets, reduce plan costs and prevent missing participants?
New 401(k) Missing Participant Research Reinforces DOL Guidance
On Jan. 6, Retirement Clearinghouse (RCH) released a study that advances the art and science of locating missing…
Bringing Sunlight to Dark Corners of Safe Harbor IRA Fees
401(k) plan sponsors know all too well that sunlight—coming in the form of transparent fees and disclosures—is vital…
Far Out: What If Timothy Leary Was a 401(k) Plan Sponsor?
In the 1960s, counterculture guru Timothy Leary urged a generation to “turn on, tune in, and drop out.” …
How to Handle the Explosion of Small-Balance IRAs
Based on solid research, we’ve long known that typical automatic rollover IRAs result in high levels of cashout…
From Tired to Inspired: A Roadmap for 401(k) Roll-ins
As I wrote in a previous article, 401(k) automated portability is an idea whose time has come. To…
Automated 401(k) Portability: An Idea Whose Time Has Come
“Nothing is more powerful than an idea whose time has come,” French author and poet Victor Hugo observed.…