Tom Hawkins is Retirement Clearinghouse's Senior Vice President and Chief Marketing Officer, responsible for RCH's marketing and research initiatives, including development of original content, RCH's internet presence, digital marketing and industry research.
Prior to joining Retirement Clearinghouse, Hawkins performed multiple roles at MassMutual Financial Group, including the CEO of MassMutual Japan, Regional Executive / Latin America & Europe, and Division Head, Structured Settlements. At First Union National Bank, Hawkins led the International
401(k) Plan Terminations Could Produce Wave of Leakage
During the COVID-19 crisis, massive job losses combined with economic hardship and relaxed restrictions on withdrawals have created…
Why ‘Sudden Money’ and Preserving 401(k) Assets Don’t Mix
Researchers realize that long-term retirement planning is not a natural act for most 401(k) plan participants. Consequently, important…
The ‘Tragicomedy’ of 401(k) Cashout Leakage
Cashout leakage, which occurs when participants change jobs and prematurely withdraw their retirement savings prior to normal retirement…
How to Close the Coming COVID-19 Retirement Savings Gap
When the dust finally settles from the COVID-19 pandemic, the nation’s retirement deficit will have widened significantly, due…
401(k) Cashout Leakage is Real, Not a ‘Narrative’
I write frequently about 401(k) cashout leakage, and I can assure you it counts for nothing around my…
A Critical Time to Protect the Vulnerable
The COVID-19 crisis has taught many painful lessons—but perhaps none more important than the need to protect those…
Extend the Spirit of the CARES Act to Automatic Rollovers
America is a fundamentally caring country, as reflected in the collective actions of its individuals, businesses and policymakers.…
How Socially Responsible Corporations Will Solve the 401(k) Cashout Crisis
Every year a silent, slow-motion train wreck occurs in America’s 401(k) system, when millions of job-changing workers prematurely…
The New Age of 401(k) Plan Portability
A recent survey of defined contribution (DC) plan sponsors found that interest in retaining assets for retirement is…
Why 401(k) Auto Portability is Just the Right Thing to Do
Cashout leakage is a silent crisis that unnecessarily robs millions of Americans of a comfortable, timely or secure retirement.