Who Has the Biggest and Best 401k Plan in America?

401k, retirement, Delta, BrightScope

Passengers might not be happy, but employees are loving their retirement benefits.

Major airlines again flew away with the best scores for the top 30 401k plans in America.

The annual list, compiled by BrightScope, saw the NFL Player Second Career Savings Plan sacked for a loss, moving from No. 2 last year to No. 5 this year.

The data was pulled from the Department of Labor, and covers 2016 (the latest year available), which was before the latest football controversies.

Outrunning the NFL were Southwest at No. 4, United at No. 3, American at No. 2 and Delta Airlines repeating at No. 1. An additional point of interest? They were all 401k plans for pilots.

Six traits comprise BrightScope’s methodology, including company contributions, eligibility, vesting schedules, fees, participation rates, and salary deferral incentives.

Researchers found that target-date funds keep climbing, representing over 13 percent of assets in the top 30 List. Additionally, index fund representation in plan menus increased to almost 43 percent of assets, a 2 percent rise since last year.

“The BrightScope rating algorithm analyzes 200-plus unique data points per plan and calculates a numerical score for every 401k plan in the country,” according to the company. “The algorithm runs thousands of simulations for each plan to determine how quickly the average 401k participant will get to retirement via their employer’s plan.”

  1. Delta Pilots Savings Plan
  2. American Airlines, Inc. 401(k) Plan for Pilots
  3. United Airlines Pilot Retirement Account Savings
  4. Southwest Airlines Pilots’ Retirement Savings Plan
  5. NFL Player Second Career Savings Plan
  6. The Savings Plan of Saudi Arabian Oil Company
  7. Novartis Corporation Investment Savings Plan
  8. UPS/IPA Defined Contribution Money Purchase Pension Plan
  9. Chevron Employee Savings Investment Plan
  10. Amgen Retirement and Savings Plan
  11. Anadarko Employee Savings Plan
  12. Google Inc. 401(k) Savings Plan
  13. Pfizer Savings Plan
  14. Bayer Corporation Savings and Retirement Plan
  15. NFL Player Annuity Program
  16. AstraZeneca Savings and Security Plan
  17. Microsoft Corporation Savings Plus 401(k) Plan
  18. Bechtel Trust & Thrift Plan
  19. ConocoPhillips Savings Plan
  20. Shell Provident Fund
  21. Latham & Watkins 401(k) Savings and Profit Sharing Plan
  22. Bristol-Myers Squibb Company Savings and Investment Program
  23. ExxonMobil Savings Plan
  24. Deferred Profit-Sharing Plan for Salaried Employees
  25. Yahoo 401(k) Plan
  26. Kirkland & Ellis LLP Defined Contribution 401(k) Savings Plan
  27. The Boeing Company Voluntary Investment Plan
  28. Federal National Mortgage Association Retirement Savings Plan for Employees
  29. Sanofi U.S. Group Savings Plan
  30. Lenovo Savings Plan
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