401k Participants Score Low-Fee Victory in Tibble v. Edison
A seminal case in the trend towards lower fees took a major step towards resolution with an announcement Thursday from the U.S. District Court for the Central…
retirement
The Solution to Negative Effects of Financially Stressed Workers
Who is Stressed? If stressed workers could be easily identified, then the problem of stress could be more readily addressed. However, many variables exist when…
Cash Balance Plans Surge While 401k Growth ‘Flat’
They were popular, then not, then popular again, and it’s reflected in the numbers. The number of new cash balance plans increased 17 percent compared…
You’re Unprepared for Retirement, but It’s Not Your Fault
Income shocks are all too common, absolving Americans of much of the blame for poor retirement readiness, according to a recent report from The New…
What Ranks as the Top Retirement Worry for Participants?
Is ignorance fueling participants’ retirement paranoia? Americans rank inflation as their main economic worry, yet wildly overestimate the rate of inflation itself, according to a…
Fiduciary Groundhog Day: What Just Happened?
For 401k advisors, it’s the repetitive fiduciary frustration of Groundhog Day; except the part of Phil the weatherman will be played by Alexander Acosta. Constant DOL…
The Latest in 401k Advisor Tech
Technology advancements continue in an industry that sorely needs them. CUNA Mutual Retirement Solutions is the latest with an upgrade, and has launched PlanOnTarget to provide…
As Markets Rise, Advisor Concerns Switch to Downside Risk
Sequence-of-return and the danger of retiring in (or into) a down-market are well-documented, something of which advisors are aware, but what about participants? Topics like…
Rebuttal: 6 Reasons the 401k is NOT a ‘Scam’
A recent argument claims the popular and effective 401k retirement savings vehicle is a scam, a view championed by author and “financial investigator” Pamela Yellen….
Are Younger 401k Participants Finally ‘Growing Up?’
Smart phones versus flip, Nirvana versus Taylor Swift. ICI and EBRI recently drew on 20 years of data for a different look at 401k plan…