TIAA Fixed Annuity Realizes Record Inflows

Inflows into TIAA’s flagship fixed annuity, TIAA Traditional, surged to the highest level in five years in March 2025, demonstrating growing investor interest in guaranteed asset classes as part of a diversified retirement portfolio.

“It’s important to have a well-diversified investment mix, including a guaranteed asset class, which can help buffer against market volatility,” said Jim Mullery, EVP of Retirement Solutions at TIAA. “Uncertainty in the financial markets can tempt investors to try to ‘time’ the markets, but it’s crucial to step back and seek professional advice before dramatically changing your financial plan.” 

March’s inflow into TIAA Traditional was the most since March 2020. In the wake of “Liberation Day” tariffs, early April data from April 1 to the 15, indicates continued demand for TIAA Traditional, including record daily inflows and a monthly average projected to exceed the previous record set in March 2020.

“TIAA Traditional is guaranteed to grow every day, no matter what happens in the market,” said Christopher Stickrod, EVP of Retirement Products at TIAA. “In addition, studies have shown that replacing some of your fixed income allocation with a guaranteed product like TIAA Traditional reduces some of the interest rate risks that can be associated with bonds.” 

TIAA recently made its proprietary lifetime income annuities, including TIAA Traditional, available to all Americans through the TIAA IRA.