Long-Term Mutual Fund Flows More Than Doubled in 2019

mutual funds, money, flow, Morningstar

But how long will it last?


Long-term mutual funds collected $414.6 billion in 2019, more than double 2018’s $168.3 billion, according to new research from Morningstar.

Money market flows received $547.5 billion in inflows, the group’s best year since 2008’s record $593.6 billion.

And thanks to rising markets, long-term assets grew in 2019 to $20.7 trillion from $16.9 trillion.

The strong long-term inflows in both December and for all of 2019 was due almost entirely to record inflows for both taxable-bond and municipal-bond funds, which collected $413.9 billion and $105.5 billion, respectively for the year, and $50.3 billion and $10.2 billion, respectively for December.

More active angst

Of course, not everyone reaped the benefits of the current bull which, from a behavioral standpoint, might not be a bad thing.

The S&P 500 gained an incredible 31.5% in 2019, yet active U.S. equity funds saw $41.4 billion in outflows, the sixth year of net outflows during the decade-long bull market.

As expected, their passive counterparts were the main beneficiaries, garnering $162.8 billion in inflows, finishing the year with 51.2% market share based on total assets.

With greater 2019 flows than their active counterparts, passive taxable-bond funds now have a third of that market.

In December, investors directed $25.3 billion of inflows to passive U.S. equity funds, but $23.5 billion of outflows from actively managed U.S. equity funds.

Victorious Vanguard

Among the top-10 largest U.S. fund families, Vanguard saw its best month of the year in December with inflows of $22.3 billion. Its $183.3 billion in inflows for 2019 topped 2018’s $162.9 billion, and the firm’s long-term assets grew by $1.1 trillion to $5.3 trillion—a 25.7% market share.

Vanguard Total Bond Market Index II saw the greatest inflows of 2019 with $29.7 billion. This fund is only available to investors through target-date funds, and this same dynamic likely propelled the $29.0 billion of inflows into Vanguard Total International Bond Index. Both currently have a Morningstar Analyst Rating of Silver.

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