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401(k) Regulations

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401(k) Specialist is the premier resource for understanding 401(k) rules and regulations, providing businesses with the critical information needed to navigate the complex landscape of retirement planning. It offers comprehensive coverage on new and evolving legislation, ensuring that your business remains compliant while optimizing your retirement plan offerings. With detailed analyses, expert commentary, and practical advice, 401(k) Specialist translates complex regulatory language into actionable insights. Whether it’s about staying ahead of compliance requirements or leveraging regulatory changes for strategic advantage, the magazine is an invaluable tool for business managers aiming to manage their 401(k) plans effectively and efficiently.

Jason Berkowitz, IRI
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IRI’s Jason Berkowitz: Why Biden’s Fiduciary Rule Gets it Wrong

The American Retirement Association approves the Department of Labor's latest ERISA fiduciary definition update, while insurers dispute its necessity, labeling it a regulatory overreach on investment advice. Jason Berkowitz from the Insured Retirement Institute outlines significant issues with the proposed ERISA changes, critiquing both the policy and President Biden's recent statements on the retirement sector. Berkowitz examines the five-part test and Prohibited Transaction Exemptions' effects on ERISA fiduciaries, reflecting the lifetime income industry's regulatory stance.