Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why 401(k) Advisors Are Critically Important in the Current Market Environment
Income is the outcome. It’s cliché but incredibly true. New research from Voya Financial finds (unsurprisingly) that people…
House Introduces Major Tax, Retirement Savings Legislation
Lame duck legislative action late Monday produced a 300-page package designed to positively impact Americans’ retirement savings and…
A Simple Recipe for Minimizing 401k Lawsuits
A recent paper issued by the Center for Retirement Research documents the surge in 401(k) litigation over the…
401(k) Filing Relief for California Wildfire Victims
In the wake of the most destructive California wildfire season on record, the Department of Labor (DOL) has…
Dems Double Down on Federal DB Disaster
Equal COLA Act ensures fairness for Federal Employees Retirement System retirees by aligning cost-of-living adjustments with CSRS for better retirement protection.
Minimum Distribution Problems—Why They Exist and What Can Be Done
The minimum distribution requirements of Internal Revenue Code Section 401(a)(9) generally require that plan participants withdraw at least…
Surprising Fallout in 401(k) Fiduciary Fraud Case
The ongoing saga involving alleged husband and wife grifters Jeff and Wendy Richie, proprietors of Vantage Benefits Administrators,…
Advisor-Client Satisfaction Soars When Formal Retirement Plan Is in Place
“Failing to plan is planning to fail.” Most people have heard the adage, and it’s an all-too-appropriate point…
Building Blue Ribbon Plans to Obtain Best-in-Class Outcomes
Discover how Blue Ribbon retirement plans drive success by tailoring strategies to boost participant outcomes and embrace best practices.
Employees Need Advice About Equity Compensation
Equity compensation risks rise as employees overweight company stock. Learn why diversifying and seeking financial advice is key.