Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Cryptocurrency Comes to Retirement Accounts
Bitcoin IRA investment made easy with Equity Trust's digital asset platform, offering tax-advantaged crypto investing options.
Why Are 401(k) Savers Opting Out of Financial Wellness Programs?
Yet again, 401k sponsors and participants are singing the praises of financial wellness programs—despite the fact that few…
Are Politicians Using Regulators to Bully the Retirement Plan Industry?
Can state regulators be deployed by politicians of a particular party to discourage financial institutions and investment managers…
Another University Prevails in 401(k) Fiduciary Lawsuit
NYU ERISA lawsuit ended as court ruled trustees acted prudently, defeating claims of excessive fees and underperforming investments.
How Does 401(k) Plan Leakage Affect Automatic Enrollment?
Dispiriting news. While automatic enrollment certainly helps boost retirement plan participation and contributions, its ultimate impact on overall…
Will ‘Chasing’ Retirement Savings Do More Harm than Good?
First it was about chasing returns; is it now about chasing retirement? Although 90 percent of retirement savers…
Yes, Trump is Very Good for Your 401(k) (So Far)
Strong GDP growth drives U.S. revenue gains, offsets tax cuts, and fuels a robust economy with low unemployment
Reason No. 3,048 for a 401(k)
Prudential Pension Transfer removes $923M in obligations from Raytheon, securing retirement benefits for 13,000 U.S. retirees.
How Damaging is Financial Overconfidence to Older 401k Savers?
There’s a fine line between confidence and overconfidence, and when it comes to financial matters, crossing into the…
New Bill Doubles Health Savings Account Contribution Limits
Last week, the U.S. House of Representatives passed the Increasing Access to Lower Premium Plans and Expanding Health…