Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Millennials Worry About Investing After Witnessing Economic Woes
Bearing witness to various financial crises during their lifetime, Millennials are put off and reluctant to invest. While…
Shocked! (Not): Advisors Help 401(k) Participants Feel More Confident
Color us not at all surprised; Americans with a financial advisor feel better and do better with spending…
Employers Are Responding to Employees’ Demand for …
Employee financial stress affects focus, health, and productivity—prompting employers to offer targeted financial education.
401(k)s Favor Fixed Income Funds in Flat Month
401(k) participants favored safe money (relatively) in June, and with all that’s happened recently, who can blame them?…
DOL to Determine Auto Portability’s Fate
Research has conclusively demonstrated that retirement savings portability dramatically reduces 401(k) cashout leakage, preserves retirement savings and reduces…
Fidelity Debuts Digital Planning and Advice Tool
Fidelity Personalized Planning helps employees create, track, and manage holistic financial goals with expert advice and ongoing support.
Design to Double: The Poorly-Planned Pursuit of Perfection
401(k) advisors can learn quite a bit from software companies—both about the procedures they put in place and…
It’s On! Republicans Push for 401k Retirement Revamp
Congressional Republicans are planning a push for “Tax reform 2.0” later this summer with retirement reform as a…
How Secure is 401k Money and Data?
It seems that most employees and plan participants “think” their retirement money and data are not at risk.…
What to Focus on Before 401(k) Participant Outcomes
Most new 401(k) plan sponsor clients don’t ask for help in changing over to an outcomes-based focus. Usually,…