Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How Confident are 401(k) Participants, Really?
If you haven’t encouraged plan sponsors to educate participants about what lies ahead, you might want to get…
Another Sign 401(k) Plan Sponsors Are Fighting Back And Winning
Perhaps the tide is turning after all. In a ruling last week, CheckSmart Financial won a two-year-old lawsuit…
How Did Independent RIA Firms Fare Last Year?
The RIA channel continues to grow. More specifically, the “independent advisory industry remains on a growth trajectory” and…
What Financially Stressed 401(k) Participants Really Cost Employers
Studies show employers who offer wellness benefits to employees see an increase in efficiency in the workplace, in…
Be Careful What You Wish for With Fiduciary Rule
Fiduciary rule 'shelving' leaves 401(k) advisors uncertain as SEC and DOL actions shape the future of fiduciary standards.
Scared Into Saving: Spell Out Healthcare Costs to Boost 401(k) Contributions
It’s new, it’s improved and, most importantly, it works. While pointing to tax perks, incorporating auto features and…
Match Program Pays Student Debt AND Saves for Retirement
Whether it’s paying down student debt, saving for a child’s education or assisting with a parent’s elder care,…
Small Biz Owners Want Better Retirement Savings Options
Small business retirement plans made simple—affordable, flexible options to help employers offer benefits and attract top talent
This Way to 401(k) Financial Wellness
Financial Wellness Tools empower employees with key insights into retirement planning, budgeting, and saving priorities.
Where Are We With ESG Interest in 401(k)s?
Plan fiduciaries are seeing increased interest in social, or impact, investing as an option in their plan offerings.…