Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Blockchain: A 401(k) Fintech Concept Whose Time Has Come
Blockchain in retirement plans offers secure, transparent solutions for transfers, compliance, and digital recordkeeping efficiency.
Retirees Fear Cost of Health Care, Not Retirement Income
Without your health, you have nothing. It’s cliché because it’s true, as retirees can attest, according to new…
Major Discrepancy Between Retirement Income Expectations Versus Reality
Not surprisingly, Americans have unrealistic expectations about how they will fund their retirement years, according to new research.…
3 Investment Frictions Clients Face
As a financial advisor, you’ve likely had endless discussions with your clients about how your investing approach can…
What Happened to Retirement Assets in the First Quarter?
Once again, we know we’re not supposed to watch these numbers too closely, but we just can’t seem…
Remarkable Resilience—How One Elite Advisor Maintains His Motivation
The news of General Electric’s Dow demise is a lesson for 401(k) advisors—change is inevitable; how one reacts…
Unitized Model Portfolios: The Crucial Next Step in Retirement Plan Product Innovation
A competitive differentiator for specialized plan advisors that more effectively address a growing number of retirement needs, unitized…
An Important Point About 401k Investment Menu Construction
We know too many choices often result in a “paralysis of analysis” by consumers, frozen in place and…
Massive Savings From E-Delivery Update to 401(k) Disclosure
Electronic 401(k) delivery saves millions, cuts costs, improves access, and boosts retirement security for American workers.