Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
No Surprise: 401(k) Auto-Enrollment on the Rise
The number of 401(k) and similar defined contribution plans with an automatic enrollment feature nearly doubled over the…
Social Security Payout to Exceed Income for First Time in 36 Years
It’s brought up ad nauseum: Social Security is running out. But perhaps it should be discussed even more,…
Why 401(k) Participants Should Use Health Savings Accounts
The SEC recently released a helpful bulletin (wait, what?) to provide participants with information about health savings accounts.…
The New Retirement Narrative—And What 401(k) Advisors Need to Know
It’s no secret that Americans are facing a retirement crisis. Based on current trends, Americans will be confronting…
More 401(k) Savers Go All-In on TDFs
Americans love effortless solutions. It should come as little surprise, then, that 401(k) savers are increasingly pressing the “easy button” when it comes to choosing retirement investments.
University Battles Back in Retirement Plan Fee Fight
Northwestern University – 1, Jerry Schlichter – 0 The prestigious Chicago-based university was able to fend off a…
Retirement Savers Seek ‘Safer’ Investments
More Americans say they are okay with riding out market waves than in the past, new data found.…
Social Security Fail: Americans Don’t Know the Basics
Depressing, discouraging, damaging—pick a word to describe the following findings from MassMutual. The financial services giant recently administered…
Why We’re Back to ‘Square One’ With 401(k) Fiduciary
Fiduciary responsibilities in financial services, with insights from Dick Friedman on risks, roles, and retirement plan management.
7 Characteristics of Top-Notch Advisors
Caveat emptor is a common Latin phrase meaning “buyer beware.” Now that it appears that the decision striking…