Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
5 (Critical) Reasons for Fiduciary Liability Insurance
“Fiduciary liability insurance—isn’t every plan required to have that?” Actually, fiduciary liability insurance is not required, but it’s…
Top 5 (Luxurious) Retirement Communities in the U.S.
As 401(k) participants approach retirement age, concerns undoubtedly shift away from optimal asset allocation and appropriate contribution rates toward…
HSAs and 401(k)s: Not an ‘Either/Or’ Discussion
HSA and 401(k) contributions work better together, with participants saving more when contributing to both plans instead of one.
As 401(k) Turns 40, It’s Time for a Facelift
The modern 401(k) turns 40-years-old this year. What started as a change in the law to prevent company…
A ‘Blueprint’ for Retirement Plan Reform: IRI
Retirement Security Blueprint outlines tax, savings, and lifetime income policies to improve retirement access and financial security.
How to Sell and Deliver a Financial Wellness Program
Financial wellness. Financial literacy. Retirement readiness. These loosely-defined buzzwords have been cropping up across the world wide web…
How Committed Are 401(k) DC Plan Participants To Saving?
Can’t stop, won’t stop. The vast majority of defined contribution (DC) plan participants are habitually contributing to their…
Race to Financial Wellness: 4.01k Fun Run to Happen in Multiple Cities
Join the 4.01k Race for Financial Fitness—a fun way to boost your financial health and learn the importance of 401ks.
The Biggest Driver in 401(k) Plan Pricing?
Average 401k Balance reached six figures in 2017, with higher balances linked to lower fees, as outlined in the 401k Averages Book.
Fixed 401(k)-Plan Fees Finally Surface
Fixed Fee 401k offers transparent pricing with flat fees, helping small to mid-sized plans reduce costs and improve retirement outcomes.