Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to Craft the Best 401(k) Investment Menu
Do your 401(k) plan-sponsor clients offer participants way too many investment options? Do you wonder how these investment…
Sloppy Scottrade Fiduciary Slip Completely Self-Inflicted
Regarding its ongoing drama with Spitzer mini-me William Galvin, a simple misstep might have done Scottrade in—and it…
Why Reining in Retirement Regulators is Rule No. 1
We’ll stipulate the Consumer Financial Protection Bureau could be a force for good in theory, but corralling an…
How Many Workers Will Increase Retirement Savings Because of Tax Reform?
Whatever it takes to meaningfully move the needle. Almost 13 percent of Americans plan to use the recent…
Massachusetts Slams Scottrade for Alleged Sales Contest Fiduciary Fail
The Department of Labor might allow for regulatory wiggle room before full implementation of its fiduciary rule; not…
‘Community Involvement’ Directly Linked to Financial Wellness
Cesar Chavez’s observation seemingly still applies long after his passing. “We cannot seek achievement for ourselves and forget…
An Unintended Consequence of Tax Reform on 401k Hardship Withdrawals?
Sometimes when new tax laws, such as the recent Tax Cuts and Jobs Act (TCJA), are enacted, there…
How to Sharpen the Focus on 401(k) Financial Futures
The stats aren’t new, but always stark. More than a third of all private sector workers do not have…
Stock Options Cause Confusion, Concern in Retirement Planning
Be careful what you wish for. Employees lucky enough to have an equity stake in the form of…
Two More Retirement and Investment Heavyweights Team Up
Fresh off the heels of a similar announcement involving ADP, Financial Engines said Thursday it has “significantly expanded”…