Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Biggest Causes of 401(k) Financial Fear
Beginner investors, especially, are overwhelmed and feeling anxious, according to a new study of what’s keeping workers awake at night.
Why Financial Wellness in 401(k)s is Absolutely Essential
Discover how financial wellness in retirement planning helps 401(k) participants reduce debt, build savings, and improve long-term financial health.
Major News About 401(k) Advocacy, Lobbying
Excitement in the 501c world (seriously). The Plan Sponsor Council of America (PSCA) will join the American Retirement Association (ARA).
How Do Workers Feel About Debt in Retirement?
Good debt, bad debt—retirees don’t want it. “LIMRA Secure Retirement Institute finds consumers attitudes towards being in debt, even…
The Opportunity, and Peril, in Retirement Asset Consolidation
How do you ensure you’re the one? It’s hardly news to know retirees like to simplify once they…
Hatch Proposes ‘Mini-Rothification’ for 401(k)s, IRAs
Roth 401(k) catch-up contributions may shift to taxed upfront under Hatch’s proposal, raising limits but changing retirement savings rules.
The Single Most Important Retirement Question is …
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‘Emotional Factors’ Key to Saving Success
Emotional factors play a key role in retirement savings success, and most respondents to a recent survey indicated…
‘More Money, More Savings’ Study Finds
Retirement education, not resources, explains why many middle-income workers miss out on full savings from employer 401k plans.
How to Locate Missing 401(k) Participants
The American Benefits Council clearly identified the root causes of missing participants: a highly-mobile workforce and lack of retirement portability.