Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
More Great News About Health Savings Accounts
It’s not surprising given recent favorable press and political coverage, but employees are increasingly adopting tax-advantaged health savings accounts…
July 2017 Top Advisor by Participant Outcomes (TAPO)
Our approach to ensuring successful retirement plan participant outcomes involves the quantitative, qualitative and a bit of fun.
Major ‘Misalignment’ Found in Use of Strategic Beta
Providers are positioning strategic beta as an alternative to passive strategies, advisors are actually using it as an alternative to active management.
2 Areas to Consider Before White Labeling 401(k) Funds
Now that white labeling of 401(k) funds is more common with plan sponsors, many of the operational difficulties have been addressed.
Top 20 Countries by ‘Retirement Security’
“We’re No. 17! We’re No. 17!” Those happy Scandinavians took the top spots (again) in retirement security, with…
The Risk of 3(38) Fiduciary ‘Flexibility’
Most plan sponsors engage a fiduciary 3(38) investment manager because they do not have the required expertise. Here's what we mean.
Young 401(k) Participants are Worried, Here’s Why
Surprise (or not)—what Millennials say isn’t what they necessarily do. A generation that claims money isn’t as important…
What’s Happening with Company 401k Contributions?
Costs are falling and contributions are rising. A consequence of fee litigation? Whatever the reason, it’s good (or…
Vanguard’s Got a Succession Plan, Shouldn’t You?
A profession dedicated to retirement planning for others is notoriously awful at doing it for themselves. “The cobbler’s…
5 Tips for Better Employee 401(k) Education Meetings
Through behavioral finance and psychology research, much has been learned about how to motivate employees to save at higher rates for retirement.