Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Millennials: Using 401(k) Plan Design, Education to Support Different Dreams
Millennials—the often-maligned demographic cohort encompassing 18 to 35-year-olds—don’t all share the retirement aspirations of their elders.
What it Takes to be a 401(k) ‘Super Saver’
They’re quirky, comfy and oh-so-entitled, but credit where credit is due. Millennials (at least some) are doing 401(k)s…
6 Reasons the 401k is a ‘Scam’ (Wait, What?)
We only publish this stuff to give retirement advisors an idea of what they’ll have to debunk when…
Why Roth Tax Math Works in 401(k)s
Frequent questions from 401(k) plan participants focus on the type of contributions they should make; either Roth 401(k)…
401k Fraud: Wife Steals Thousands from Husband’s Account
Talk about brotherly love. A woman’s sibling posed as her spouse to help her steal thousands of dollars…
Why Americans Trust in Their 401(k) Plans
401(k) plans help millions save with tax advantages, payroll deduction, and investment choices for long-term retirement security.
Bucking Trump, Oregon Launches State-Run Roth IRA
Oregon state retirement plan helps private workers save through payroll deductions despite federal opposition to state-run programs.
401(k) Behavior Measured on Mobile Devices?
Higher 401(k) enrollment and better participant outcomes are all about “making it easy,” and a new retirement resource…
3 Areas of Focus for Future 401(k) Growth
State Street’s gotten quite a bit of mileage from “Fearless Girl” recently, but here’s a bit of trivia…
Who’s Made the Greatest Gains in 401(k) Participation Rates?
Good news from Wells Fargo (wait, what?)—millennials have demonstrated the biggest gains in participation rates and diversification in…