Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Will 401(k)s be Enough?
It’s the $1 million question. People age 35-plus anticipate that they will not be able to retire when…
Why Have a 401(k) Plan Investment Policy Statement?
Investment policy statement helps plan sponsors avoid mistakes, support fiduciary duties, and justify key investment decisions.
‘Tom Gonnella’s Terrific Timing:’ Weekend 401(k) Profile
Call it a bit of serendipity. Tom Gonnella is an expert in—among other things 401(k)-related—collective investment trusts, and…
Clinton vs. Trump: Who’s Trusted More With 401(k) Retirement Security?
In a crisis, America debates leadership between Hillary Clinton and Donald Trump, while Schwab highlights retirement saving stress.
401(k) Employee Participation: Get ‘Em While They’re Young
Young people won’t listen to much, but they will listen to plan sponsors about the importance of 401(k)…
How Do 401(k) Plan Sponsors Feel About Their Advisors?
Don’t break your arm patting yourself on the back, but plan sponsors really like you. A new study…
How to Deal with the New 401(k) ‘Retirementality’
Fewer than half of Americans have calculated how much they need to save for retirement, and in 2014,…
A New Set of 401(k) Best Practices for IRA Rollovers
DOL Fiduciary Rule impacts IRA rollovers, advisor compensation, and fiduciary responsibility under new Department of Labor standards.
3 Realities of 401(k) Financial Wellness Programs
Learn how to implement effective financial education programs for employees, addressing financial illiteracy and poor spending habits.
Why Treat 401(k) Participants Like Large Endowments?
When it comes to investing, large endowments have the secret sauce. According to the latest annual NACUBO-Commonfund report,…