Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
LGBT Americans Worried About 401(k) Financial Security
Now that LGBT Americans have achieved the right to same-sex marriage, 401(k) retirement issues are moving to the…
2 Ways to Reach (Really Reach) 21st Century 401(k) Participants
Due to the constant evolution of technology, many in the 401(k) industry are slow to adapt and are…
Target Date Funds in 401(k)s Total How Much?
Explore how open architecture target-date funds address diversification, fiduciary concerns, and evolving DC plan sponsor priorities.
Millennials Should Really Listen to Older 401(k) Participants
The retirement saving gap shows Americans working longer yet still underprepared, highlighting the need to start saving earlier.
The Latest Company to Lower 401(k) Target-Date Fund Fees
Following recent reductions by Fidelity and Vanguard, John Hancock Investments announced its own expense reductions aimed at providing…
Is 401(k) Education Causing Income Planning Angst?
Little wonder—while Americans are optimistic about the possibility of living an average of 30 extra years, 70 percent feel…
How to Curb 401(k) Cash-Out ‘Leakage’
Cash-out leakage from 401(k)s–the premature withdrawal of retirement savings for non-retirement expenses–is a persistent problem in the retirement…
How Quickly Are 401(k) Plan Participation Rates Rising?
A recent report form Wells Fargo found that 401(k) participation has increased by 19 percent during the last…
Social Security Chief Says America in ‘Retirement Crisis’
Looming retirement crisis? It’s already here, at least according to Carolyn Colvin, the Acting Commissioner of Social Security.…
The 3 ‘Rs’ of a 401(k) Advisor’s Value Proposition
Human decision-making is complex and sometimes convoluted. But it can also be Pavlovian, which is to say, predictable.…