Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Recordkeeper Data Show 401(k) Defined Contribution Dedication
DC plan contributions stayed strong in early 2018, with most participants continuing to save and invest despite market fluctuations.
How Student Loans Scuttle Retirement Plan Saving
Student loan debt affects retirement readiness. Learn how to balance financial wellness, loan repayment, and future preparation.
401(k) Participants Regret Reckless Spending
Apparently splurging on steaks and blowing boatloads on BMWs isn’t all it’s cracked up to be. The latest…
Average American Households Have a Savings Balance of …
Just because you aren’t making a killing, doesn’t mean saving money is impossible—and many Americans are proof positive.…
Why Alternative Investments in 401(k) Target Date Funds Make So Much Sense
A report we somehow missed in June from the Georgetown University Center for Retirement Initiatives (CRI) highlights how…
Shock (Not)! Automatic Enrollment Boosts Retirement Plan Participation
“Opt-in” versus “opt-out”—it’s one reason countries like Austria have such high organ donor rates when compared with their…
Can Arbitration Shield You From 401k Class Actions?
ERISA class action lawsuits are expensive to defend even if you win. Given that 401k (and other) plan…
Advisors Face $100 Million Retirement Scheme Suit
A group of insurance agents, brokers, financial planners and investment advisory firms spanning the country were working together…
How to Avoid Retirement Plan Tax Pain
Tax Torpedo impacts retirees with higher hidden taxes. Learn strategies to reduce rates and extend retirement portfolio longevity.
‘Super Savers’ Laugh All the Way to Retirement Security
Super Savers show how Gen X & Y maximize 401(k) savings, prioritizing retirement goals, financial independence, and smart money habits.