Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Health Savings Accounts—Separating Help from Hype
HSAs are proving themselves to be an effective way to save for the single largest expense in retirement—health…
Are You Anticipatory or Reactionary in Your 401k Business?
I recently attended the Kohler Thought Leadership Conference hosted by Sheridan Road and had the pleasure of seeing Daniel…
Global Survey Finds Americans Have Greatest Retirement Income Delusions
People globally expect to spend an average of 34 percent of their retirement income on basic living expenses,…
401(k) Advisors Largely Shun Annuities—But Should They?
International insurance industry think tank The Geneva Association is the latest financial industry group to pitch annuities as…
Asset Management Fees’ Race to the Bottom Accelerates
Forget asset management, asset allocation advice might be the revenue generator moving forward. The ongoing fight for low(er)…
July 2018 Top Advisor By Participant Outcomes (TAPO)
Get ‘Er Done July being a time to celebrate the nation’s independence, it’s appropriate to include a well-known…
Reason No. 3,182 to Invest in 401(k)s
Social Security future concerns many workers, as most still rely on it for retirement despite uncertainty about funding.
Student Loans Make 401(k) Savers Squeamish
Student loan debt almost tripled “in real terms” between 2005 and 2017, garnering much attention from media and…
Why Sponsors Include Sustainable Investing in 401(k) Menus
Adoption of Sustainable Investing (SI) strategies, or those that integrate Environmental, Social and Governance (ESG) goals, has seen…
Average 401(k) Deferral Rates Skyrocket
Market appreciation and an increase in default deferral rates sent participant account balances soaring in 2017. T. Rowe…