Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Economic Disruption Means the World Needs to Rethink Retirement
Almost half of the world is apprehensive about the future state of retirement, new research suggests. In a…
What Digital Transformation Means for 401(k) Advisors
Digital transformation has already happened across multiple industries—and financial advising has been slow to catch up. Digital transformation…
What’s Next for 401(k) Target Date Fund Innovation?
“It’s always been the great thing about target date funds,” explained Joe Martel. “You’re able to deliver that institutional…
Clearly Confusing: How to Define and Incorporate ESG in Retirement Plans
Does anyone have a concise definition of ESG? Anyone? Neither do we. It’s one of the main sticking…
Advisors Fear Skittish Investors in Wake of Market Swings
It was a good run, but it had to end sometime. Thanks to the second-longest string of market…
3 in 5 Americans’ Retirement Fund Falls Short
Saving for retirement is no easy feat for many Americans, as less than two in five non-retired adults…
What to Make of Market Madness and its Effect on 401(k)s?
In this interview at the Nuveen Retirement Outcome Leadership Council in Chicago, John Sullivan discusses market trends and…
Wait, What? Millennials Better Prepared for Retirement than Their Parents
We’ll admit that at this point we’re confused. Seemingly contradictory studies are released on a weekly basis that…
Drinker Biddle: 6 Critical Questions About 401(k) Loans
This a friendly reminder to pass on to your plan sponsor clients: even if your 401(k) or 403(b)…
New DOL ESG Guidance: 401(k) Friend or Foe?
As retirement plans are adding environmental, social and governance (ESG) options to their investments, they seek direction over…