Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to Be Proactive About 401(k) Participant Engagement
Nathan Fisher, founder of Fisher Investments 401(k) Solutions, clues us in This video titled “2018 Fi360 Conference…
How to Truly Measure the Value of a Fiduciary
One of the many problems with the fiduciary standards proposed by the DOL and SEC is that they do not understand the value of a fiduciary.
How to Best Vet 401(k) Target Date Funds
Target Date Funds demand careful evaluation beyond fees and performance. Learn DOL tips, legal lessons, and best practices for sponsors.
OneAmerica Releases Guaranteed Income Option for DB Plans
The quest for effective guaranteed retirement-income solutions might have gotten a lot shorter.
Most Workers Would Take Pay Cut for ‘More Generous’ Retirement Plan
They’ve said it before and they’re saying it again, employees want more help from employers when it comes…
Millennials Know Saving, But Not Investing
Millennial money habits reveal a focus on saving over investing, leaving many unsure about building wealth and future financial security.
What Issues Are Top 401(k) TPA JD Carlson Grappling With?
More fun with 401(k)s at the Fi360 conference in San Diego. The video is a short interview conducted…
The Intersection of Three Fiduciary Standards of Care
Jason Roberts from Pension Resource Institute explains the three fiduciary standards of care, tracing their origins back to 1975.
Shock (Not)! Americans Aren’t Proactive About Retirement Savings Shortcomings
The vast majority of Americans have some serious concerns about retirement—and they should, considering many have little to…
Is Your 401(k) Plan Ready For Rising Interest Rates?
While interest rate and economic cycles can be difficult to predict, it’s important for both plan sponsors and plan participants to understand the potential effects of rising interest rates.