Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Do Millennials Really Have it Tough in 401(k) Saving?
Millennial retirement challenges include lower wages, fewer benefits, and reduced Social Security, making saving for the future harder.
Washington Employees Can Now Shop Online for a 401(k) Plan
Washington is the latest state taking active steps to address a widespread problem with its workforce—a lack of…
Triumph Over Tragedy—An Elite Advisor’s Perspective on (All-Important) Perseverance
“Our industry is at an inflection point,” Brett Shofner matter-of-factly states. “Advisors need to start owning the success…
Just How Low is 401(k) Financial Literacy?
Most Americans lack personal finance knowledge necessary to make appropriate financial decisions in the normal course of life. Harsh, direct and (unfortunately) true.
401(k) Advisors Are Gaining Business Via Social Media
Social media gets a lot of flak—much of it arguably deserved. The incessant food pics and overabundance of…
April Top Advisor by Participant Outcomes (TAPO)
The Right Ratio for Retirement Readiness We are extremely passionate about positive plan outcomes for plan sponsors and…
Retirement Plan Participants Excel at Growing Wealth: EBRI
Retirement savings boost wealth and security, making it essential to invest in accounts, says an EBRI report.
Top 10 Industries with the Best 401(k) Plans
Little surprise, bean counters have the best 401(k) plans. Judy Diamond Associates is out with its third annual…
Dismissal Denied: 401k Case Against Edward Jones Will Continue
A federal judge has denied Edward Jones’ second motion to dismiss a case alleging ERISA violations by the…
Disrupt Your 401(k) Business Before Someone Else Does
Beat 401(k) advisor complacency by proactively improving fee structures and service models, protecting your clients from disruption.