Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Advisors Need to Push Student Borrowers to Save
Stashing away at least some earnings in a 401(k) account despite student loan debt is more important than…
A FICO Score for 401(k) Plans
How much alpha can advisors really add? How do you truly rate and benchmark a 401(k) plan’s performance…
401k Stakeholders Aren’t In Sync
New research provides a far-from-shocking confirmation that plan participants, providers and sponsors don’t see eye-to-eye when it comes…
401(k) Target Date Assets on the Up and Up
Target-Date Fund Growth surged to $1.73 trillion in 2017, with Vanguard leading the market amid rising passive investment trends.
How Bad is the 401(k) ‘Missing Participant’ Problem?
Research finds 1 in 5 retirement plan accounts has a stale address due to participant moves. Auto portability can help solve this.
More 401k Fraud Fallout Amid Vantage Allegations
More repercussions from the alleged criminal activity involving Vantage Benefits Administrators, a Dallas-based “TPA, recordkeeper and professional fiduciary.”…
All Auto Everything—Shlomo Benartzi on 401(k)s in the Digital Age
The famed behavioral economist compares autoenrollment and escalation to autopilot—get the altitude and heading wrong and it’s all gonna crash. What’s just over the horizon for 401k saving nudges, and what dynamic will digital innovation play? Here’s what advisors need to know.
The Managed Account Impact on 401(k)s
Discover the managed accounts value for 401(k) participants, offering personalized strategies and measurable retirement benefits.
Half of the Public Clueless About HSAs
Only 51 percent of Americans are in-the-know when it comes to Health Savings Accounts (HSAs)—a striking figure considering…
How Are 401(k) Plan Sponsors ‘Encouraging’ Participation?
Explore how 401(k) plan features like auto-enrollment, employer contributions, and target-date funds drive employee participation.