Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to Get Help With the 401(k) RFP Process
SPARK Institute RFP Guide updated with new regs, tech, cybersecurity standards; free to members, $100 others. Order by phone or email.
States React to Fed Fiduciary Filibuster
When the democratic left hypes the rights and responsibilities of individual states, we are Romans crossing the Rubicon.…
Firm Protects Participants from 401(k) Hack Hell
Sheltered Harbor cybersecurity safeguards financial data, protecting banks and consumers from devastating cyber risks and disruptions.
Another Bank Announces 401(k) Tax Bill Boost
SunTrust tax reform benefits include 401k boost, wage increases, community grants, and financial wellness incentives.
HSAs: Why One Size Doesn’t Fit All
The flexibility offered by a health savings account makes it a powerful financial tool for a variety of reasons. Here's why.
Top Ten Best and Worst States to Retire
There are a few surprises in WalletHub’s latest release of the best and worst states to retire (Hawaii…
Is U.S. Life Expectancy Really Declining?
U.S. life expectancy declined in 2016 despite lower mortality rates, showing nuanced impacts across age groups and causes of death.
Congressional Bill Increases Annuity Use in 401(k)s
Recently-introduced legislation to increase so-called lifetime income options (annuities) in 401(k) and similar retirement plans specifically notes that…
Wants and Needs: What Financial Benefits Do Workers Expect?
Employers are from Mars, workers Venus. We know a gap exists in perceptions between the two camps, and…
THE ANCHOR LEG OF THE DC PLAN: Helping Participants Finish Strong with a “Retirement Tier”
Auto-features and financial wellness seem to dominate industry headlines these days. Article presented by: Franklin Templeton