Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Retirement Fear Rises, but Americans Do Nothing
Problem or opportunity? Probably both, and another reason for the need for financial wellness. If Americans are worried…
What Accounts for Most Assets in Retirement?
Home equity and retirement accounts—401k-type plans and IRAs—account for nearly all the assets that many families depend on…
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
Don’t White Label 401(k) Funds—Here’s Why
If you would like to frustrate, annoy and confuse your 401(k)plan participants, then white label your 401(k) plan…
Hold Off on the Social Security Hypocrisy
Social Security payroll tax could boost seniors’ income and spending power, with proposals to modernize earned benefits.
Positive Indicators All Around for 401(k)s
The total savings rate for 401(k) savers reached a record high in the first quarter of 2017, topping the previous high in 2006.
Combo 401(k)/HSA Contributions Did What?
Health savings accounts help employees save more by boosting 401k contributions while managing healthcare costs effectively.
How Much Can Participants Contribute to HSAs in 2018?
50 simoleons, sawbucks, scratch… whatever you call it, that’s how much more participants can contribute to their health…
States Revolt Over Retirement Plan Repeal
You can take your rollbacks and shove it. That’s the (surprisingly blunt) message to the Senate after it…
Millennials Keep Making Bad 401(k) Decisions
Millennials are impulsive—who knew? The generation that confounds, confuses and often exasperates its older counterparts are much more…