Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
What’s Vanguard Trying to Say About the Outlook for 401(k)s?
This post has been updated with comments from Roger Aliaga Diaz, Americas Chief Economist for Vanguard. Vanguard released it’s 2017 Economic…
Millennials Love 401(k)s for This Reason
Millennials retirement outlook shifts as many plan to work well into later life, redefining what retirement truly means today.
4 Ways to Use 401(k) Plan Forfeitures
Employer sponsored 401(k) retirement plans can contain retirement plan forfeitures, which are non-vested employer contributions of terminated participants.…
Less than 10 Percent of Small Biz 401(k)s Use Auto Enrollment
Only 8.71 percent of small 401(k) plan sponsors automatically enroll employees that fail to make an affirmative enrollment election, according…
Don’t Get Burned: Six 401(k) Fiduciary Items to Closely Watch
When I was a teenager, we were told that cracking our knuckles will cause arthritis; it doesn’t. We…
5 Frustrating Facts About Female 401(k) Fund Managers
The number of women in the 401(k) industry specifically, and financial services overall, is frustratingly low. A new…
More Bad News for Variable Annuities in Wake of DOL Fiduciary Rule
Variable annuities will continue to feel the negative effects of the Department of Labor’s (DOL) Conflict of Interest Rule,…
GAO Report Slams ‘Costly’ 401k Vesting Policies
A survey of company 401k vesting policies and schedules by the Government Accountability Office (GAO) finds outdated rules that…
A Way Back for Active Management 401(k) Flows?
Europe is where it’s at. Wait …what? Just months after the Brexit shock, active mutual funds focused on…
Calls Quickly Grow to Kill 401(k) Fiduciary Fiat
Momentum is heading in one direction, but whether it will be enough is yet to be seen. Rep. Jeb…