Browsing Tag
401(k) Advisors
333 posts
A 401(k) advisor is a financial professional specializing in employer-sponsored retirement plans, specifically 401(k)s. They guide plan sponsors (employers) in various aspects, including plan design, investment selection, employee education, and ensuring compliance with regulations like ERISA. They also help plan sponsors fulfill their fiduciary responsibilities.
Fidelity Sued (Again) Over Alleged 401(k) Fiduciary Breach
The latest case to throw cold water on 401(k) fees involves Delta Airlines, Fidelity Investments, and (of all…
How to Successfully Engage 401(k) Participant Clients
To successfully engage 401(k) participants, the financial industry must embrace the opportunities a data-driven revolution offers. We must…
Shock! (Not): How Badly Do 401(k) Participants Underperform?
It’s enough to drive a 401(k) advisor insane. An oft-repeated (and by now legendary) statistic from research firm…
So, You Inherited A 401(k)… Now What?
Plan sponsors often educate plan participants about the importance of beneficiary designations. It is equally important to help…
Two HUGE 401(k) Risks – and How to Solve Them
401(k)s allow long-term participants to invest in asset classes with long-term expected positive returns in a tax-free format.…
Who Has the Most, and Least, Access to a 401(k) Plan?
Access to employer-based 401(k) plans is a hot topic, with more states and municipalities implementing government-run 401(k) plans for workers…
Half of Americans Have No Idea What to Do with their 401(k)
401(k) advisors take heed (and heart). Almost half of the adult population with 401(k)s and other self-directed retirement…
401(k) Education Needs to Change, Or Else …
Improve 401(k) outcomes by transforming employee financial education to address both immediate and future savings needs effectively.
3 Critical Benefits of 401(k) Technology
From the infiltration of millennials in the workplace to increased Department of Labor oversight, 401(k) specialists are facing…
5 Imperatives That Can Make or Break a 401(k)Plan
The devil is in the details—this common phrase couldn’t be more relevant than it is in the context…